Minimum loan is $5,000.00. Motor vehicles preferably no more than 8 years old. (Classic, import, prestige vehicles, and older trucks will be considered). The finance will be secured on your purchase at a fixed interest rate that will not go up over a 3 to 5 year term. Aussie Equipment Loans also provides a wide range of insurance products for motor vehicles, trucks and boats, and a unique 2nd chance finance service for people with bad credit or just having difficulty getting a loan.